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Forgot Password?   Register as Dealer | Individuals Home New Cars Used Cars Photo/ Video Gallery Dealers Locator Service Center Locator Future Cars Accessories Maintenance Tips News and Events Buyers Guide Finance Insurance Travel RTO Insurance < Overview   Insurance Claim Procedure Given below is a sample of the procedure assuming that Bajaj Allianz is the insurer. More   Premium Break-up for Four-wheelers The premium rates are specified by the IRDA and are identical across insurers. More   Premium Break-up for Two-wheelers Vehicle insurance policies have a compulsory 'deductible'- an arrangement whereby the More   IDV Depreciation Schedule The premium is calculated on the basis of something called the Insured Declared Value More   Depreciation Rates on Spare Parts In the event of replacement of parts, the insurer pays only the depreciated value, More   Tips Insurers reward policyholders for not making claims, by giving them a discount on the More

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